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  The CFDL was in fact originally passed in 2020 and later amended to include additional commercial financing instruments such as a Merchant Cash Advance. https://grantphillipslaw.com/new-york-mca-final-disclosure-laws/

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  These purported specialists fail to inform the debtor that they can only attempt to address unsecured debt such as credit cards and medical bills. A non-attorney is legally prohibited from giving legal advice & most are not qualified to deal with secured debt like real estate mortgages or car loans. https://grantphillipslaw.com/tackle-all-your-debt-with-a-debt-relief-attorney/

  The intent of S.B 5470 is to provide corporate and small business borrowers with more transparency surrounding their taking of credit, in order to allow for better, more informed decisions, a clearer understanding of how much is being borrowed and under what terms and to provide a corporate borrower with the ability to compare different offers of credit. https://grantphillipslaw.com/new-york-enacts-apr-disclosure-laws/

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  The CFDL was in fact originally passed in 2020 and later amended to include additional commercial financing instruments such as a Merchant Cash Advance. https://grantphillipslaw.com/new-york-mca-final-disclosure-laws/

  SB 5740 applies to Merchant Cash Advance. In fact, New York law writers took the time to list a Merchant Cash Advance as one kind of non-bank lending the Statute is designed to govern. https://grantphillipslaw.com/new-york-mca-laws-updated/

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  On December 23rd of 2020, New York State Governor Andrew Cuomo signed Senate Bill 5470 or S.B. 5470 into law. https://www.nysenate.gov/legislation/bills/2019/s5470 https://grantphillipslaw.com/new-york-enacts-apr-disclosure-laws/

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